In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner explains why May is the perfect month to start your Christmas Alligator Fund. Discover how early planning turns a high-stress December into a peaceful, debt-free season. Nate breaks down average holiday spending, how to divide your goal across remaining paychecks, and why the earlier you start, the smaller the bite. With practical tips and the Triggator mindset, you’ll learn how to make this Christmas—and every one after—financially stress-free.