Financial problems are one of the things we can all say we share in the US. Believe it or not, 54% of Americans live paycheck to paycheck, including the ones who earn over $100,000 a year. That goes to show how important budgeting is! Fortunately, if the Covid-19 pandemic has taught us anything, it's that we need to start pinching our pennies more. Well, that's easier than you may think. Let's talk about some budgeting guidelines.

Love him or hate him, Dave Ramsey has created a pathway to financial freedom that has worked for millions of people. Dave Ramsey’s baby steps were created as a guide to help rid people of the burden of debt while building wealth for the future.

If you’ve started his baby steps, but could still use a little help, Triggator’s online budget app is completely compatible with Dave Ramsey’s process and will help you on your journey to becoming financially independent.

Here’s how Triggator can guide you through the baby steps.

Bringing peace and hope to your financial future …

As the Covid-19 pandemic spread throughout the world, it become more than just a deadly virus. Even if you escaped contracting the virus, no one was able to escape the widespread side effects that came from the global shutdown.

From job loss to depression to empty store shelves and loneliness, the impacts were unavoidable. There are some great financial lessons we can learn from all these hardships that should help to better prepare us for the future.

Sinking funds can help bring peace of mind to your budget. It allows you to have money when you need it. Here we’ll discuss the ins and outs of sinking funds to help you get started.

Budgeting can be hard when you have a variable income.

The ups and downs from week to week or month to month in salary can be unpredictable and make planning your spending impossible.

Let’s take a look at the best way to create a budget when you have a variable income.

It’s true, some of your expenses are wreaking havoc on your budget.

I’d even go so far as to say that these expenses are what cause so many budgets to break.

Don’t forget to include these items (or as many as pertain to you) in your budget or it will likely fail.

How many times have any of these given you an “oh crap” moment because you forgot it was coming up or surprised you?

Budgeting 101 – How to Start a New Budget

So you just got paid and you want to make sure you hang on tight to those hard earned dollars.

It’s time to create a rock solid budget so your money doesn’t just slip through your fingers.

This article will show you how to start a new budget off right to help you manage your finances better.

At the bottom, you’ll find resources for planning out your budget.

Coping with Stress During Financial Difficulty

At the time of this writing we are experiencing a global pandemic that has affected the employment and resources of many people throughout the world.

Whether or not there is a serious pandemic, money is just tight this paycheck, or anywhere in between, life can get incredibly stressful when your financial life is out of whack.

Let’s look at some ways you can ease the burden and relieve some anxiety over money problems.