In this episode of Master Your Money, Nate Tanner guides you through a full-on credit card detox. If you’ve ever felt stuck in the swipe-now, stress-later cycle, this one’s for you. Nate breaks down why credit cards feel helpful but often sabotage your spending plan, exposes the truth behind points and perks, and walks you through how to stop using credit cards—even if the thought makes you sweat. With stories, stats, and a few pop culture moments (yes, Frodo makes an appearance), you’ll learn what to expect in your first 30 days without credit cards and how to build a spending plan that works without plastic. This episode is packed with clarity, encouragement, and action steps to help you break free from the swipe trap and start building real financial peace.