When Income Isn’t Consistent: How to Build a Spending Plan That Still Works

In this episode of Master Your Money, Nate Tanner shares how to build a Spending Plan that works even when your income doesn’t follow a predictable rhythm. Whether you’re a freelancer, server, rideshare driver, or anyone living on variable income, you’ll learn how to build a baseline plan using your lowest expected income, separate fixed and flexible expenses, and use Alligator Funds and margin planning to smooth out the chaos. This episode is your guide to leading your money with confidence—even when your paycheck doesn’t play by the rules.


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