Sinking Funds: They’re Not as Difficult as You Might Think
Sinking funds can help bring peace of mind to your budget. It allows you to have money when you need it. Here we’ll discuss the ins and outs of sinking funds to help you get started.
Sinking funds can help bring peace of mind to your budget. It allows you to have money when you need it. Here we’ll discuss the ins and outs of sinking funds to help you get started.
Budgeting can be hard when you have a variable income.
The ups and downs from week to week or month to month in salary can be unpredictable and make planning your spending impossible.
Let’s take a look at the best way to create a budget when you have a variable income.
If you have a mortgage and you are ready to pay it off, here are some steps you can take to pay it off early.
The good news is, there is an easy way to pay off your mortgage early without refinancing and without changing too much to your budget.
Groceries can be a big expense in your budget.
Fortunately there are easy ways to cut costs on groceries on a consistent basis.
Follow the tips below and you could potentially save hundreds or even thousands of dollars a year on groceries.
If you haven’t been dedicated to your budget for a while, it may seem like a daunting and overwhelming task to get back into it.
If you break it down into an actionable plan, you can make budgeting easier.
After you have your budget set up, here are some easy ways to stick to it. (Still need to set up your budget? Check here first.)
Are you tired of the burden of debt tying you down?
Imagine the relief from paying it off … not to much the extra money you’d have. It’d be like getting a raise if you didn’t have all those payments.
Let’s talk about ways you can get rid of those debts fast. We love the debt snowball method.
It’s true, some of your expenses are wreaking havoc on your budget.
I’d even go so far as to say that these expenses are what cause so many budgets to break.
Don’t forget to include these items (or as many as pertain to you) in your budget or it will likely fail.
How many times have any of these given you an “oh crap” moment because you forgot it was coming up or surprised you?
It doesn’t have to take a major natural disaster or a worldwide pandemic to realize you need to have a rainy-day fund.
Emergencies can take place in the form of a job loss or even a flat tire. If you don’t have the money in your paycheck or an emergency fund established, you’ll be in a world of hurt financially.
It’s time to ensure your family will be able to weather the storm, big or small. Here’s how you can quickly set up an emergency fund.
Budgeting 101 – How to Start a New Budget
So you just got paid and you want to make sure you hang on tight to those hard earned dollars.
It’s time to create a rock solid budget so your money doesn’t just slip through your fingers.
This article will show you how to start a new budget off right to help you manage your finances better.
At the bottom, you’ll find resources for planning out your budget.